From: Darrell Hornbacher

Dear Friend,

Do you need additional capital to expand your business?  Has the bank told you no due to inadequate credit scores?  Or because your business is considered “challenged”?  A “start-up”?

If you’ve answered “YES” to any of these questions, we can help.  Today, more than ever, building a good business credit history in order to augment your free credit report and score at freescore.com is essential to getting a business loan. As a matter of fact, we have credit grantors that will extend capital just on your business credit score alone!  Yes, you read that right!  NO social security number!  NO personal guarantee!  We’re Better Business Bureau approved AND we offer a 100% MONEY BACK GUARANTEE!

Do I have your attention?  If I do you’re definitely going to want to read on.  Below we walk you through the process.  Tell you the exact steps we take on your behalf.  All you have to do is click the “Add To Cart” button and you’re on your way.  Your personal account representative will contact you within 48 hours to start the program.

At Midas Financial, we use a four step process that helps us to structure your business correctly and build a solid credit foundation under your company name.  Our FULL SERVICE PROGRAM allows you the freedom to operate your company, while we build the business credit your company needs to succeed! We do this without using your personal credit. We do not allow personal guarantees on any of the accounts we establish under your company name. The only guarantee involved in our program is the one we give to you. We guarantee to establish an "A"credit rating under your company name or your money back!

Step One: Structuring Your Business

We can not build your business credit unless your business is incorporated or filed as an LLC. If you are filed as a DBA/Sole Proprietor, we will first need to incorporate your company. Whether you need to file as a C-corp, S-corp, LLC, or Non-Profit, we can file all the necessary paperwork and incorporate your company in the state of your choice. For basic incorporation filings, we charge a flat fee of $199.95 plus the state filing fee of the state in which you want to become incorporated. The average turn around time for filings is 10- 15 business days but varies from state to state. Incorporation equals strength and credibility in the eyes of the creditors! Incorporation filing fees are separate from our credit building program fees.

Step Two: Credit Bureau Checks

Next, we will perform a complete credit check with the major credit bureaus used in business credit. The top three business credit bureaus are Dun & Bradstreet, Business Experian, and BusinessEquifax. This will give us your company's starting point in building your business credit. Newly formed corporations will have blank credit profiles. If you have been incorporated for some time, it will show us if there is any negative reporting under your company's name.

Step Three: Registering Your Company With The Credit Bureaus

After checking your business credit with the credit bureaus, we will then register your company with the top three business credit bureaus. (Dun & Bradstreet, Business Experian, & Business Equifax) We will open your credit profiles with the credit bureaus so that creditors can report your timely payments. This will allow us to build your business credit and establish your business credit score.

Step Four: Obtaining Business Credit

We use a four tier process to build your business credit. With each line of credit we establish, you will need to make a minimum $50 purchase on that account so that a payment history can be established at the credit bureaus under your business name. You do not have to use each account each month, but you must use them at least one time to establish a payment history at the credit bureaus.

In Tier 1 through 4 I'm going to describe exactly how we're going to build your business credit scores.  You are going to get access to money as we travel together through the Tiers.  However, it is critical to the process that you use this money responsibly.  Building your "A" credit rating, and giving you eventual access to as much as $150,000, is going to depend on you making charges and paying those charges off "in full" in a timely manner.

Tier One

Your tier one creditors are your Net-30 accounts. Net-30 accounts are considered the most basic form of credit between one business and another. We will establish two Net-30 accounts for your business. Once either one of your Net-30 accounts are reporting to the credit bureaus, we will advance you to your tier two creditors.

Tier Two

During tier two, we will begin your revolving lines of credit. Tier two accounts are your low-end revolving credit lines. You will receive 4 tier two accounts. Typically, your credit limits will range from $1500 - $2500. Once your low-end revolving credit lines are reporting to the credit bureaus, we will advance you to the tier three creditors.

Tier Three

During this cycle, we will establish your mid-range revolving credit lines. You will receive 4 tier three accounts to complete this cycle. Credit limits will average $2500- $7000 with your tier three creditors. Once your mid-range revolving accounts are reporting to the credit bureaus, we will advance you to the tier four creditors.

Tier Four

During your final cycle, we will establish your high-end revolving credit lines. You will receive 5 tier four accounts. These accounts will include your MasterCard(s), VISA, Discover, and American Express business accounts. Credit limits will range from $5000 - $40,000 on each account. The average client will receive approximately $15,000 credit limits on each of the tier four credit lines, but can be as high as $40,000.

All creditors used in our program are either Fortune 500 or nationally known companies. There are no “ma & pa” creditors used in our program.

After you have completed all four tiers of credit, we guarantee that you will have an established "A" credit rating under your company name. An "A" credit rating in business credit is defined as a Dun & Bradstreet PAYDEX score of 80 or higher. (An 80 PAYDEX score in business credit is equivalent to a 750 FICO score used in personal credit). We guarantee your PAYDEX score will be 80 or higher when you have completed our program. The entire program takes 9 months to complete. Getting started with our program is easy. We offer two payment options for our credit building program:

                               Full payment upon enrollment at only $1995.00.

Payment Option - $795 initial down payment. 
$650 due on the 30th day and $650 due on the 60th day. 

This makes our program the LOWEST PRICED FULL-SERVICE CREDIT BUILDING PROGRAM IN THE NATION! Our program is backed by a Money-Back Guarantee that it will work as advertised for your business. So call us today to get the business credit your company needs to succeed!

I sincerely look forward to working with you.

Best of success,

Darrell Hornbacher

P.S. Still have questions?  Don't understand the program?  I'm available to personally take your call at 303.513.8664

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